A specialist Claims Management Company for mis-sold pensions - Innovation Contracting Limited
  • Approachable, friendly service

  • Competitive fees

  • 94.1% success rate

  • Qualified pension professionals with decades of experience

  • Specialists in complex cases

There are many good financial advisers out there but when a pension goes wrong, the results can be very serious – hard earned savings lost, retirement plans in tatters and financial security shattered.  We at Innovation Contracting specialise in helping clients recoup their losses when they have been on the receiving end of bad advice.Common claims include:

  • Transfers out of employer pensions

  • Transfers to a SIPP or QROPS

  • Use of high-risk investments such as overseas property developments

  • High charges and fees

We work on a No Win, No Fee* basis, details of which are given below.  Although it is possible to submit your own compensation claim free of charge to the Financial Ombudsman Service or the Financial Services Compensation Scheme (whichever is appropriate), many people feel they do not have the expertise, experience, time or even confidence to do so.  Restoring financial injustice takes skill, which is why all claims are overseen and submitted by experts in their field.  That way, our customers know their claim is in the very safest hands - and that the advice and support they receive is of the highest quality.

At Innovation Contracting we believe that in every claim we submit, our client has been mis-sold and should be compensated for their loss - if we didn’t, we would not have put the claim forward.  Our objective is the same as our claimants, to recover your lost investment or pension fund monies, by way of compensation.

Success Rate

There can never be a guarantee of success with a claim but: The Financial Ombudsman Service 2021/22 Annual Report shows that they upheld 28% of all pension/investment complaints.

The FSCS 2021/22 Annual Report & Accounts shows they made 132,000 claim decisions, of which they upheld 71%.

Innovation’s success rate at recovering our client’s lost pension and investment monies is 94.1%, based on cases submitted since our inception (FSCS and FOS).

How much does it cost to successfully recover your lost pension fund or investment monies?


We offer a 'No win, No fee*' service in that we only charge you a fee if your claim is successful - our 'Success Fee'.  We will never ask you for any money upfront to start your claim and we will not ask you to pay anything until we have been successful with your case - it doesn't matter how complex your case or how long it takes.

The Success Fee is calculated as a percentage of the redress we win for you and is as follows:

Redress awarded for a claim
1 – 1,499
1,500- 9,999
10,000 – 24,999
25,000 – 49,999
50,000 and above
Success Fee (+ VAT)
Maximum total Success Fee (+ VAT)

* If you cancel your claim after our 14 day cooling off period, a cancellation fee may be payable.  Please see our Terms and Conditions  for full details of our fee structure.

How can I make a mis-sold claim?

The first step is to simply fill out the online contact form………

We will contact you directly to determine your best route forward to recover your lost pension fund or investment monies. We will assist you in completing relevant paperwork, necessary to obtain the detail required to determine the validity of your claim. Rest assured we will carry out all the activities required. We will complete all the due diligence necessary to formulate your compensation claim, keeping you advised of progress.

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