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When an employer pays into a company pension scheme on behalf of an employee, it is unlikely to be beneficial for a member to opt out of the scheme in favour of a private pension arrangement. This is especially the case where the company pension scheme provides a ‘defined benefit’. Even if the company pension scheme is a ‘Money Purchase’ arrangement, it is unlikely to be worthwhile opting out given that a company scheme often has lower administration fees. If you think your Pension Opt Out Transfer was unsuitable for you and you were mis-sold, please complete the contact form below. Don't lose your Pension call us now
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